[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zijesjenjednou.cz\/spadnout-do-dluhove-pasti-nemusite\/#Article","mainEntityOfPage":"https:\/\/www.zijesjenjednou.cz\/spadnout-do-dluhove-pasti-nemusite\/","headline":"Spadnout do dluhov\u00e9 pasti nemus\u00edte","name":"Spadnout do dluhov\u00e9 pasti nemus\u00edte","description":"Mnoho z n\u00e1s si jist\u011b pamatuje na \u201ep\u016fj\u010dkov\u00e9 obdob\u00ed\u201c, kdy banky p\u016fj\u010dovaly a p\u016fj\u010dovaly, a to na cokoliv, nebylo na dovolenou? P\u016fj\u010dilo se. Nebylo na v\u00e1no\u010dn\u00ed d\u00e1rky? P\u016fj\u010dilo se. A tak po\u0159\u00e1d dokola, ale najednou jste dostali v\u00fdpov\u011b\u010f z pr\u00e1ce, a co te\u010f? Sotva zaplat\u00edte n\u00e1jem, nezbytn\u00e9 poplatky, j\u00eddlo, a na spl\u00e1tky nezb\u00fdv\u00e1. Nejhor\u0161\u00ed, co...","datePublished":"2018-09-24","dateModified":"2023-04-28","author":{"@type":"Person","@id":"https:\/\/www.zijesjenjednou.cz\/author\/#Person","name":"zijesjenjednou.cz\n","url":"https:\/\/www.zijesjenjednou.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/f7320ca526354d2794ceb75173050bfa147af8617816df401a16569341b5fbaf?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f7320ca526354d2794ceb75173050bfa147af8617816df401a16569341b5fbaf?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zijesjenjednou.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.zijesjenjednou.cz\/wp-content\/uploads\/img_a324344_w1750_t1536136287.jpg","url":"https:\/\/www.zijesjenjednou.cz\/wp-content\/uploads\/img_a324344_w1750_t1536136287.jpg","height":0,"width":0},"url":"https:\/\/www.zijesjenjednou.cz\/spadnout-do-dluhove-pasti-nemusite\/","about":["Pen\u00edze"],"wordCount":425,"articleBody":"Mnoho z n\u00e1s si jist\u011b pamatuje na \u201ep\u016fj\u010dkov\u00e9 obdob\u00ed\u201c, kdy banky p\u016fj\u010dovaly a p\u016fj\u010dovaly, a to na cokoliv, nebylo na dovolenou? P\u016fj\u010dilo se. Nebylo na v\u00e1no\u010dn\u00ed d\u00e1rky? P\u016fj\u010dilo se. A tak po\u0159\u00e1d dokola, ale najednou jste dostali v\u00fdpov\u011b\u010f z pr\u00e1ce, a co te\u010f? Sotva zaplat\u00edte n\u00e1jem, nezbytn\u00e9 poplatky, j\u00eddlo, a na spl\u00e1tky nezb\u00fdv\u00e1. Nejhor\u0161\u00ed, co m\u016f\u017eete ud\u011blat je \u201ehr\u00e1t mrtv\u00e9ho brouka\u201c a p\u0159estat platit \u00fapln\u011b. Na za\u010d\u00e1tku V\u00e1m budou chodit upom\u00ednky, za chv\u00edli chodit p\u0159estanou, chv\u00edli je klid, ale nebojte se, spole\u010dnosti, kter\u00fdm dlu\u017e\u00edte, na V\u00e1s nezapomn\u011bly, jen p\u0159ed\u00e1vaj\u00ed v\u011bc soudn\u00ed cestou k exekutor\u016fm, a to u\u017e je \u201et\u011b\u017e\u0161\u00ed kalibr\u201c.Pokud to chcete nechat doj\u00edt tak daleko, jednoho dne V\u00e1m zaklepe exekutor na dve\u0159e, dnes u\u017e do Va\u0161eho bytu sm\u00ed vstoupit, i kdy\u017e nejste doma, a olep\u00ed V\u00e1m v\u011bci, kter\u00e9 maj\u00ed i minim\u00e1ln\u00ed hodnotu. To znamen\u00e1, \u017ee si je tak\u00e9 brzy odveze do dra\u017eby, a pen\u00edze z n\u00ed pou\u017eije na umo\u0159en\u00ed dluh\u016f. Nenechte to doj\u00edt tak daleko  a vyu\u017eijte mo\u017enosti nebankovn\u00ed americk\u00e9 hypot\u00e9ky, jist\u011b nam\u00edtnete, \u201ea to se m\u00e1m znovu zadlu\u017eit?\u201c. Americk\u00e1 hypot\u00e9ka v\u0161ak um\u00ed v\u00edc v\u011bc\u00ed a zcela jist\u011b V\u00e1m pom\u016f\u017ee: – pokud m\u00e1te v\u00edce p\u016fj\u010dek, m\u016f\u017eete je touhle formou zkonsolidovat, americk\u00e1 hypot\u00e9ka toti\u017e nen\u00ed ur\u010den\u00e1 jen na bydlen\u00ed – spl\u00e1cet j\u00ed m\u016f\u017eete dlouhou dobu, klidn\u011b i 25 nebo 30 let – u americk\u00e9 hypot\u00e9ky se nesetk\u00e1te s \u201enelidsk\u00fdm\u201c \u00farokem, \u00faroky b\u00fdvaj\u00ed n\u00edzk\u00e9 Jedna v\u011bc u americk\u00e9 hypot\u00e9ky je ov\u0161em t\u00e9m\u011b\u0159 nutn\u00e1, v\u011bt\u0161ina nebankovn\u00edch spole\u010dnost\u00ed j\u00ed po\u017eaduje \u2013 a to, \u017ee mus\u00edte Vy, nebo Va\u0161i bl\u00edzc\u00ed, vlastnit nemovitost, kterou m\u016f\u017eete ru\u010dit. Pokud j\u00ed nem\u00e1te, budete muset prok\u00e1zat opravdu dostate\u010dn\u00e9 p\u0159\u00edjmy, podle toho, jakou \u010d\u00e1stku chcete p\u016fj\u010dit, nebankovn\u00ed spole\u010dnosti sice nab\u00edz\u00ed p\u016fj\u010dky t\u0159eba i pro maminky na mate\u0159sk\u00e9, ov\u0161em tam se nejedn\u00e1 o vysok\u00e9 p\u016fj\u010dky, pro ty jsou dostupn\u00e9 jen ni\u017e\u0161\u00ed p\u016fj\u010dky. Pokud t\u00edmhle zp\u016fsobem chcete vy\u0159e\u0161it svou dluhovou \u201epast\u201c, je ide\u00e1ln\u00ed, pokud nemovitost vlastn\u00edte a jste ochotni svou nemovitost\u00ed ru\u010dit.                                                                                                                                                                                                                                                                                                                                                                                        3.5\/5 - (4 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Spadnout do dluhov\u00e9 pasti nemus\u00edte","item":"https:\/\/www.zijesjenjednou.cz\/spadnout-do-dluhove-pasti-nemusite\/#breadcrumbitem"}]}]